Insurance News from Income Protection NZ

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Insurance News

What Insurance Contract Reform Means for Income Protection Customers

04 Aug 2026: Paige Estritori

New Zealand’s long-running insurance contract law reform is shifting from a technical legal issue into something everyday policyholders need to understand. The Contracts of Insurance Act modernises rules that have sat behind insurance policies for generations, including how customers disclose information, how insurers respond to non-disclosure, and how certain policy terms are treated. - read more

Life Insurance Articles

How Income Protection Insurance Works in New Zealand

Income protection insurance can help replace part of your income if illness or injury stops you from working. This guide explains how cover generally works in New Zealand, what affects benefits and what to check before applying. - read more

Income Protection Insurance for Self-Employed Workers and Contractors in New Zealand

Self-employed income protection in NZ can help replace part of your personal income if illness or injury stops you working, but variable earnings, business expenses and income evidence can make policy choices more complex. - read more

Income Protection Policy Features Explained: Waiting Periods, Benefit Periods and Exclusions

Understand the key features that can affect an income protection policy in New Zealand, including waiting periods, benefit periods, exclusions, benefit limits and claim conditions. - read more

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Knowledgebase

No-Fault Insurance:
A type of car insurance where your insurer pays for your damages regardless of who is at fault in an accident.

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