About Income Protection NZ
Income Protection NZ is a proud member of the Financial Services Online network owned and operated by Clark Family Pty Ltd, A.C.N. 010 281 008 and we are committed to helping Australian individuals and businesses locate the best financial products, services, information and advice available via the internet.
We do not recommend any specific financial products and we do not offer any form of financial advice. All product enquiries and requests for financial or other advice on this website are referred to specialist financiers, insurers or other financial advisers (based on the specific circumstances of the applicant), with whom you can deal directly. Income Protection NZ may receive a fee or commission in consideration for the referral.
All of the financial information presented on this website, including articles and news items, are provided for general information purposes only and should not be relied on without first discussing your specific circumstances with a suitably qualified, licensed Financial Adviser.
Before any action is taken to obtain a product or service referred to by Income Protection NZ, advice should be obtained (from either the party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.
Our role is to directly connect people with the right solutions - and to facilitate the introduction of specialist financial resources.
Please feel free to contact Income Protection NZ for further information or with any queries you may have.
Australian Financial Services & Credit Licensing Information
This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, Authorised Credit Representative of Saccasan Pty Ltd, Australian Credit License 386297, Authorised Financial Services Representative of Unique Group Broker Services, Australian Financial Services License 509434. Visit the ASIC website for additional licensing information.
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| Common Misconceptions About Income Protection Insurance Explained Income protection insurance is a crucial financial safeguard for anyone who relies on their salary to pay the bills. It provides a substitute income if you're unable to work due to illness or injury, ensuring that your financial obligations can still be met when you're not able to earn your usual wage. - read more
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| The Ultimate Guide to Comparing Health Insurance Plans in Australia Australia is renowned for its iconic landmarks, diverse ecosystems, and robust healthcare system. While the public healthcare system, Medicare, provides essential health services, it might not cover everything. The allure of private health coverage lies in its promise of broader options, reduced wait times, and coverage for services not included in Medicare, like dental and optical care. - read more
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| Single or Married: How Life Insurance Needs Vary Across Different Life Stages Life insurance is a financial product that provides a lump sum payment to your beneficiaries in the event of your death. It is designed to offer financial security by covering debts, daily living expenses, and future financial obligations. - read more
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| Loss of income insurance: Case Study Rebecca is a single, self-employed graphic designer who works from home. Aged in her mid-30s, she has monthly commitments of a mortgage and car payments and the usual living expenses. - read more
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| Income protection insurance It's trite but true to say that, for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? - read more
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| The Devil's in the Detail: What Your Income Protection Policy Really Covers In today's ever-fluctuating economic landscape, income protection insurance emerges as a vital component of comprehensive financial planning. While many understand the significance of insuring assets like homes and automobiles, securing one's income stream often gets overlooked. However, considering the life's unpredictable nature, safeguarding our ability to earn should be of utmost importance. - read more
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Notification to an insurance company requesting payment of an amount due under the terms of the policy.