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Life Insurance Articles

Insurance News

What Stronger Conduct Expectations Mean for Income Protection Customers

28 Jul 2026: Paige Estritori

New Zealand’s financial conduct regime continues to reshape expectations for insurers, with the Financial Markets Authority keeping close attention on whether financial institutions can demonstrate fair outcomes for customers. For people who rely on Income Protection Insurance, the shift is more than a compliance story. It affects how policies are explained, how claims are handled, and how insurers monitor whether customers are receiving value from their cover. - read more

What a Policy Access Dispute Means for Income Protection Customers

21 Jul 2026: Paige Estritori

A recent New Zealand life insurance dispute has put a practical but often overlooked issue in the spotlight: having cover is only part of financial protection. Policyholders also need to know who owns the policy, how documents can be accessed, and what happens when urgent health circumstances arise. - read more

Why Delayed Life Milestones Are Changing Income Protection Decisions

14 Jul 2026: Paige Estritori

New Zealand’s life and health insurance market is facing a quiet but important shift: younger adults are not necessarily rejecting protection, but many are postponing the life events that usually trigger it. Recent industry reporting, drawing on Deloitte and Financial Services Council research, shows Gen Z and millennial New Zealanders are delaying major decisions such as buying a home, starting a family, changing careers or launching a business because of financial pressure. - read more

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Knowledgebase

No-Fault Insurance:
A type of car insurance where your insurer pays for your damages regardless of who is at fault in an accident.

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