Income Protection NZ
Income Protection NZ :: Calculators
Income Protection Insurance Calculator
Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.
Simply enter your personal gross income in the space below, select the frequency that you receive your current income and press [calculate] to determine the amount of cover you qualify for.
* Notes:
- Most insurers limit the amount of income insurance that you can buy to 75% of your gross income.
- If you are self-employed or operate your own business you may qualify for additional cover and benefits.
- Your Gross Income figure should represent only your income from personal exertion, not investment income.
- This calculator is provided as a rough guide only. You should seek professional advice from a licensed income insurance specialist before making decisions relating to something as important as income protection insurance!
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Knowledgebase
Insurance Deductible:
the amount that an insured is required to contribute toward an insurance claim as stipulated in an insurance policy. Otherwise known as the "policy excess".
the amount that an insured is required to contribute toward an insurance claim as stipulated in an insurance policy. Otherwise known as the "policy excess".